Application Process

We are committed to providing you with the simplest and fastest loan application experience. Just five simple steps to complete your loan application.

1

Download App

Install the Trustrupee app through a legitimate and secure channel. You can download our app from Google Play Store or the official website.

  • Ensure download from official channels
  • Check app permission settings
  • Open the app after installation
2

Register Account

Register an account and submit your personal information. We need some basic information to evaluate your loan application.

  • Fill in basic personal information
  • Upload identity proof documents
  • Complete phone number verification
  • Set a security password
3

Choose Product

Choose a suitable loan product. We will recommend the most suitable loan solution based on your credit status and needs.

  • Browse available loan products
  • Select loan amount and term
  • View interest rates and repayment plan
  • Confirm loan terms
4

Submit Application

Download the selected institution's app and apply for a loan. Our partner NBFCs will review your application.

  • Download partner institution app
  • Complete supplementary information
  • Submit loan application
  • Wait for approval results
5

Repay On Time

Pay your loans on time to increase your loan limit. A good repayment record will help you get higher limits and more favorable interest rates.

  • Set repayment reminders
  • Repay each installment on time
  • Build a good credit record
  • Enjoy limit increases and discounts

Application Requirements

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Age Requirement

Applicants must be 18 years of age or older. This is the legal minimum age requirement to ensure you have full civil capacity.

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Mobile Device

A smartphone and a valid phone number are required. Used to receive verification codes, loan notifications, and account management.

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Identity Proof

Valid identity proof documents are required. Can be an ID card, driver's license, or other government-issued documents.

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Bank Account

A valid bank account is required. Used to receive loan funds and make repayment operations.

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Income Proof

Income proof or employment certificate may be required. Help us more accurately evaluate your repayment capacity.

Credit Assessment

Final approval is determined by the partner institution's review and assessment. Our partners will comprehensively consider multiple factors.

Frequently Asked Questions

How long does the application take?

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The entire application process typically takes only 5-10 minutes. After submitting your application, you will receive preliminary approval results within minutes. If additional materials are needed, we will notify you promptly.

How long does approval take?

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Most applications can receive approval results within minutes of submission. Complex situations may require completion of review within 24 hours. Once approved, funds will be immediately transferred to your bank account.

Can I repay early?

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Yes, you can repay early at any time. Early repayment does not incur any additional fees and can reduce your interest expenses. Early repayment also helps improve your credit score.

What if I can't repay on time?

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If you anticipate being unable to repay on time, please contact our customer service team immediately. We can assist you in developing an alternative repayment plan. However, please note that late repayment may affect your credit score and incur additional fees.

Is my information secure?

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Absolutely secure. We use bank-grade encryption technology to protect all your information. We strictly comply with data protection regulations, and your personal information will not be sold or shared with third parties.

Can I apply for multiple loans at the same time?

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It is recommended to apply for only one loan at a time. Multiple applications may affect your credit score. If you need additional funds, it is recommended to complete partial repayment of your current loan before applying for a new one.

Application Tips

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Fill Information Accurately

Ensure all information you provide is accurate. Incorrect information may result in application rejection or delayed approval.

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Clear Document Photos

Uploaded document photos should be clear and legible with good lighting. Blurry or incomplete photos will affect approval speed.

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Read Terms Carefully

Before submitting your application, please carefully read the loan terms and conditions. Ensure you fully understand the repayment plan and related fees.

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Borrow Responsibly

Only borrow what you truly need and can afford to repay. Excessive borrowing may cause you financial stress.

Set Repayment Reminders

Use the in-app reminder function to ensure you don't miss any repayment dates. Repaying on time is crucial for maintaining good credit.

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Keep Contact Open

Ensure your contact information is always valid. If there are any issues, our customer service team will communicate with you promptly.

Ready to Get Started?

Simple and fast application process, making it easy for you to get the funds you need